On October 17, 2025, Ripple Labs is reportedly spearheading a $1 billion fundraising effort to establish a dedicated digital asset treasury (DAT) focused on XRP, according to Bloomberg, with details confirmed across multiple sources like The Block and Cointelegraph. The funds, raised via a special purpose acquisition company (SPAC), would buy approximately 427 million XRP at current prices (~$2.35), adding to Ripple’s existing 4.5 billion XRP holdings and 37 billion in escrow, potentially making it the largest XRP treasury worldwide. This move follows Ripple’s $1 billion acquisition of GTreasury on October 16, enhancing its treasury management for stablecoins and tokenized deposits, per Cointelegraph.
The proposed DAT would position Ripple as a pioneer in XRP-centric corporate reserves, mirroring MicroStrategy‘s Bitcoin strategy but tailored for XRP‘s cross-border payment utility, per The Block. Terms are still under negotiation, with Ripple contributing its own XRP stockpile, but the structure could evolve, per Bloomberg. This aligns with Ripple’s push into corporate treasury services, leveraging GTreasury for real-time payments and repo market access, potentially unlocking $4 trillion in institutional liquidity, per CryptoBriefing. XRP, trading at $2.35 (down 4.21% in 24 hours), saw a brief 3.33% dip post-announcement amid broader market downturns, but long-term sentiment is bullish, per Cointelegraph.
While Bitcoin treasuries hold $152 billion and Ethereum $23 billion across 200+ firms, XRP adoption lags, with smaller players like Trident Digital Tech ($500M plan), Webus ($300M), and VivoPower ($100M) leading, per Cointelegraph. Ripple’s $1B treasury could catapult XRP to the forefront, enhancing its role in tokenized markets and cross-border payments, per CryptoNews. The timing coincides with SEC delays on XRP ETFs (October 2025 deadline), but institutional focus via treasuries could bypass regulatory hurdles, per U.Today. X sentiment is mixed, with @CryptoGucci noting potential for XRP to hit $3.50 on treasury news, while @ali_charts warns of resistance at $2.50, per [post:15].
If finalized, this treasury could boost XRP adoption in corporate reserves, driving prices toward $5 by 2026, per Standard Chartered, amid $128.6 market cap and $5.9B daily volume, per CoinMarketCap. However, SPAC terms and market volatility (e.g., BTC at $107,980, down 10.35% daily) pose risks, with potential dilution from escrow releases, per Cointelegraph. Investors should track SEC filings on sec.gov and XRP flows on CryptoQuant, with support at $2.20 and resistance at $2.50, per TradingView. Diversify into USDC or ETH ($4,070) with stop-losses below $2.20, per. Follow @TheBlock__ on X for updates. Ripple’s move signals institutional maturation for XRP, but execution will determine its treasury legacy, per.
