On November 18, 2025, at 16:22 UTC, Ripple transferred 200 million XRP—valued at approximately $445 million at the time—to an unknown wallet, as flagged by blockchain tracker Whale Alert, per Times Tabloid and U.Today. The transaction incurred a nominal 0.0004 XRP fee, highlighting the XRP Ledger’s efficiency, per. The receiving address, created in 2013 with a multi-signature structure, suggests an internal or institutional operation, per. XRP’s price dipped 1.2% to $2.22 post-transfer, but quickly stabilized, with trading volume at $2.64B, per CoinMarketCap.
On-chain analysis indicates the sender and receiver are Ripple-controlled wallets, pointing to routine treasury management or liquidity provisioning for On-Demand Liquidity (ODL), per U.Today and Whale Alert. Such moves often redistribute holdings ahead of volatility or OTC deals, per. Community reactions on X ranged from panic (“XRP Army” fears of dumping) to reassurance, with users like @Masonblakcrypto calling it “part of Ripple’s long-standing architecture for institutional liquidity,” per [post:1]. Ripple’s CTO David Schwartz has historically clarified similar transfers as operational, not sales, per. No immediate sell pressure materialized, with XRP holding above $2.20 support, per TradingView.
The transfer coincides with XRP ETF launches: Canary Capital’s XRPC debuted November 13 with $58M first-day volume, followed by Amplify and Franklin Templeton on November 18, totaling $268M inflows in 72 hours, per Investing.com . Despite whale selling of 200M XRP in 48 hours post-debut, ETF inflows offset pressure, per. XRP’s 41.5% coins held at a loss (~26.5B XRP) reflect top-heavy distribution from the 2025 rally, per . Crypto Fear & Greed Index at 15 echoes April 2025 lows, preceding a 96% rebound from $1.79 to $3.54, per . Analysts eye $2.40–$2.48 resistance (20/50 EMA) for a potential $3.50 year-end target.
Focus shifts to on-chain flows: if the 200M XRP disperses to exchanges, it could test $2.15 support; aggregation into custody signals holding, per Times Tabloid. Order book liquidity thinned around $2.20, but institutional buying via ETFs may stabilize, per . Historical data shows Ripple transfers rarely cause sustained dumps, often tied to OTC or exchange liquidity, per . XRP could rally 15–20% to $2.60 if BTC ($113,234) holds $112,000, per Techopedia. Monitor CryptoQuant for wallet movements and SEC ETF updates.
This transfer, while alarming, aligns with Ripple’s operational patterns, per. Dollar-cost average XRP with stop-losses below $2.15, or diversify into USDC/ETH ($4,070), per TradingView. Track ETF inflows on SoSoValue and follow @TheBlock__ on X. XRP’s $128.6 billion market cap and its utility in payments position it for a $5 valuation by 2026 if ETFs gain traction.
