On January 19, 2026, Ripple CEO Brad Garlinghouse publicly supported the U.S. Senate Banking Committee’s CLARITY Act, scheduled for markup on January 13, 2026. In a post on X, Garlinghouse stated:
“Clarity beats chaos, and this bill’s success is crypto’s success.”
The endorsement underscores Ripple’s long-standing push for clear rules in the U.S. digital asset market, especially after years of regulatory uncertainty surrounding XRP.
The Crypto Legal and Regulatory Innovation for Tomorrow (CLARITY) Act, sponsored by Senator Tim Scott (R-SC), seeks to:
The bill responds to the post-FTX regulatory vacuum, aiming to reduce enforcement-by-litigation and provide legal certainty for developers, exchanges, and institutional participants.
While Ripple and many industry leaders (including parts of the DeFi community) welcome the clarity, Coinbase CEO Brian Armstrong has publicly opposed the bill, arguing it may over-regulate or misclassify certain assets. This split highlights ongoing tension between different segments of the crypto ecosystem.
The broader market sees the CLARITY Act as potentially transformative:
If the CLARITY Act passes in 2026, it could:
Investors should watch:
For now, the bill represents one of the most concrete signs of regulatory progress in the U.S. crypto space since the 2024 election cycle.
