A July 18, 2025, Coinwy article reports the S&P 500 hitting an all-time high of 6,297.36, up 0.54%, driven by crypto stocks like Marathon Digital Holdings and MicroStrategy, per Cryptopolitan. The catalyst was the GENIUS Act, signed into law by Donald Trump, establishing federal oversight for stablecoins, per Investopedia. X posts from @CryptoPatel highlight this as a landmark for regulatory clarity, boosting investor confidence. The S&P 500’s climb, as shown in the finance card above (current price $627.58), reflects broader market optimism, with Bitcoin ETF inflows of $1.18 billion on July 17 fueling the rally, per CNBC.
The GENIUS Act, passed with a 308-122 House vote, mandates stablecoin issuers to hold 100% reserves in liquid assets like U.S. dollars, ensuring redemption stability, per TokenInsight. This contrasts with past failures like Terra’s 2022 crash, which wiped out $500 billion, per The Conversation. Marathon Digital’s 33% stock gain and MicroStrategy’s 27% rise, per Yahoo Finance, underscore the bullish sentiment. However, X posts from @arcanebear note that the ban on yield-bearing stablecoins may limit some DeFi innovation, though transparency rules enhance trust. The act’s bipartisan support, including 102 Democrats, signals lasting regulatory stability, per TheStreet.
The S&P 500’s record close, alongside the Nasdaq’s 20,885.65 high, reflects a risk-on environment, per Mitrade. Crypto stocks like Coinbase and Robinhood surged, with Coinbase up 5.7% after acquiring Liquifi, per Investopedia. The GENIUS Act’s clarity has drawn institutional capital, with $14.4 billion in Bitcoin ETF inflows this year, per Farside Investors. Yet, risks persist: Bitcoin’s high correlation (90%) with the S&P 500, per Reuters, suggests vulnerability to market downturns. Critics like Senator Elizabeth Warren warn of systemic risks if crypto stocks overextend, per The New York Times.
The GENIUS Act positions the Crypto Market for growth, potentially driving Bitcoin to $140,000–$160,000 by year-end, per 10x Research. DeFi platforms could benefit from stablecoin legitimacy, but algorithmic coin bans may hinder innovation, per Mudrex. Investors should track S&P 500 support at $620 and Bitcoin’s $120,000 resistance via CoinMarketCap, diversifying to mitigate volatility. The act’s permanence, as Noelle Acheson notes, ensures long-term confidence, but SEC shifts or tariff-related selloffs, as seen in April 2025, pose risks, per NBC News. Staying informed via @coinbureau on X is key.
