At Token2049 Singapore on October 1, 2025, the panel “From Apps to Assets: Fintech’s Leap into Crypto” explored how fintech is integrating cryptocurrencies into mainstream finance, moderated by CoinGecko CEO Bobby Ong with panelists John Wang (Revolut), Johann Kerbrat (Robinhood), Mazen ElJundi (PayPal), and May Zabaneh (Kalshi), per CoinRank_io. The discussion highlighted regulatory milestones like the U.S. GENIUS Act and Singapore’s Monetary Authority of Singapore (MAS) frameworks as catalysts for trust and adoption, per. With 25,000+ attendees at Marina Bay Sands, the event underscored crypto’s shift from speculation to utility, per.
Panelists agreed consumer demand—not industry hype—fuels adoption, with users seeking crypto access for remittances and payments, per. Revolut’s 100M users in 100 markets and PayPal’s “Pay with Crypto” feature exemplify seamless integration, converting digital assets to fiat for merchants, per. Robinhood’s real-time P&L tracking simplifies tokenization, democratizing assets once limited to the wealthy, per. X posts from @Token2049 highlight user education via Revolut’s “Learn to Earn” program, reaching millions with quizzes and rewards, per.
The GENIUS Act and MAS guidelines were praised for providing stablecoin legitimacy, enabling cross-border settlements in seconds, per. Europe and Singapore lead with proactive rules, contrasting U.S. fragmentation, per. Kalshi stressed prediction markets’ legalization as a trust-building step, per. Despite gaps in market structure rules, momentum favors institutional inflows, with $1.2B in altcoin ETFs in September, per. Panelists noted staking education is vital, as users confuse it with lending, per.
Fintech innovations like Revolut’s crypto cards and PayPal’s stablecoin payments reduce costs for small businesses, transforming crypto into daily tools, per. Tokenization of assets like real estate and art creates new use cases, per. Prediction markets emerge as an asset class, with Kalshi pushing for U.S. approval, per. The panel emphasized intuitive design: Robinhood abstracts blockchain complexity, making crypto as easy as tapping a card, per. X posts from @CoinGecko celebrate stablecoins’ role in $26T annual volume, per.
The panel envisions crypto as seamless infrastructure, not an experiment, per. Token2049’s 1,000+ side events during TOKEN2049 Week (September 29–October 5) amplify this vision, per. Investors should track MAS updates at mas.gov.sg and GENIUS Act impacts, per. With BTC ($113,234) stable, altcoins could pump 50–100% in Q4, per Techopedia. Diversify into ETH ($4,070) or USDC with stop-losses below BTC’s $112,000, per TradingView. Follow @Token2049 on X for insights.
