On October 6, 2025, Galaxy Digital (GLXY) launched GalaxyOne, a retail-focused platform integrating high-yield savings, cryptocurrency trading, and U.S. equities, targeting individual investors across all 50 U.S. states, per Kanalcoin and. Led by CEO Mike Novogratz and Managing Director Zac Prince, the platform leverages Galaxy’s institutional-grade infrastructure, previously reserved for hedge funds and high-net-worth clients, to offer a seamless experience, per. Available on iOS, Android, and web, GalaxyOne supports trading of Bitcoin (BTC) ($113,234), Ethereum (ETH) ($4,070), Solana (SOL) ($184.50), and Paxos Gold (PAXG), alongside over 2,000 U.S. stocks and ETFs with zero-commission trading, per.
GalaxyOne offers 4% APY on FDIC-insured cash accounts via Cross River Bank and 8% APY on Galaxy Premium Yield Notes for accredited investors (minimum $25,000, capped at $1M per investor), backed by Galaxy’s $1.1B lending desk, per. Unlike promotional rates, these are sustained by Galaxy’s balance sheet, per. The finance card above shows GLXY at $38.84, up 7.41% from the previous close of $36.16 on October 6, 2025, reflecting market enthusiasm, per. X posts from @wallstengine highlight the platform’s competitive edge over Robinhood (HOOD) ($144.26, per the finance card above), per. Analysts predict GalaxyOne could attract $500M in retail assets by 2026, per.
GalaxyOne’s launch aligns with a favorable U.S. regulatory environment, bolstered by the FIT21 bill and Ripple-SEC settlement, per. However, Kanalcoin notes parallels to BlockFi, founded by Zac Prince, which collapsed in 2022 due to unregulated yield products, per. Galaxy emphasizes compliance, with FDIC insurance for cash accounts and clear risk disclosures for non-insured Premium Yield Notes, per. Unlike BlockFi, Galaxy’s $411M Q2 2025 revenue and Nasdaq listing (since May 2025) provide financial stability, per. X posts from @CryptoLawyerz suggest regulatory scrutiny remains, but Galaxy’s infrastructure mitigates risks, per.
GalaxyOne competes with Robinhood (HOOD) ($144.26, up 533% YTD, per the finance card above) and Coinbase, which offer similar crypto-equity trading, per. Galaxy’s edge lies in its 4%–8% yields and institutional custody via Paxos, per. Investors should monitor GLXY on Nasdaq (support at $37.59, resistance at $39.67, per the finance card above) and verify platforms via sec.gov. Diversify into USDC or ETH with stop-losses below BTC’s $112,000, per TradingView. Follow @galaxyhq on X for updates. GalaxyOne could redefine retail investing, but regulatory risks persist, per.
